Living in Montenegro
Europe — Expat guide for moving and living abroad
Country overview
Capital
Podgorica
Currency
EUR
Continent
Europe
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Entry requirements
Check if your passport needs a visa for Montenegro.
Check visa requirementsPopular passport access to Montenegro
| Passport | Status | Max Stay |
|---|---|---|
| United Arab Emirates | Visa Free | 90 days |
| Albania | Visa Required | — |
| Argentina | Visa Free | 90 days |
| Austria | Visa Free | 90 days |
| Australia | Visa Free | 90 days |
| Bosnia and Herzegovina | Visa Required | — |
| Bangladesh | Visa Required | — |
| Belgium | Visa Free | 90 days |
| Bulgaria | Visa Free | 90 days |
| Bahrain | Visa Free | 90 days |
Detailed visa guides for Montenegro
Monthly costs
Podgorica
Rent (center)
480 EUR/mo
Groceries
300 EUR/mo
Transport
30 EUR/mo
Est. Monthly Total
930 EUR/mo
Kotor
Rent (center)
650 EUR/mo
Groceries
320 EUR/mo
Transport
30 EUR/mo
Est. Monthly Total
1,130 EUR/mo
Budva
Rent (center)
600 EUR/mo
Groceries
310 EUR/mo
Transport
30 EUR/mo
Est. Monthly Total
1,065 EUR/mo
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Work permits
Montenegro offers a Digital Nomad / Freelance visa option.
-
Temporary Residence and Work Permit
Duration: 1 year, renewable
Job offer from Montenegrin employer
-
Digital Nomad Visa (Programme)
Duration: Up to 2 years, extendable
Remote workers employed by or contracting for companies outside Montenegro; proof of income
-
Entrepreneur / Self-employment Permit
Duration: 1 year, renewable
Register a Montenegrin company or become self-employed
Salary & tax
Income Tax Range
9% – 15%
Social Security (Employee)
0.155%
Progressive: 9% up to EUR 700/month gross, 11% up to EUR 1,000/month, 15% above. Social security ~15.5% employee side. Montenegro uses EUR but is not in the Eurozone. Favorable tax regime for international professionals.
Calculate your net salaryUseful services
Insurance
SafetyWing
Nomad health insurance for your stay in Montenegro. Monthly subscription, cancel anytime.
Get a SafetyWing quote →Connectivity
Airalo
Montenegro eSIM data plans from $4.50. Activate before you land — no SIM swap.
Get an Airalo eSIM →Privacy
NordVPN
Stay secure on public WiFi in Montenegro and access services from home.
Get NordVPN →Language
iTalki
Book 1-on-1 video lessons with native tutors before you move. 150+ languages.
Find a tutor →