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Living in Finland

Finland — landmark
Photo by Markus Winkler on Pexels
Comprehensive data

Europe — Expat guide for moving and living abroad

Country overview

Capital

Helsinki

Currency

EUR

Continent

Europe

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Entry requirements

Check if your passport needs a visa for Finland.

Check visa requirements

Popular passport access to Finland

Passport Status Max Stay
Austria Visa Free
Belgium Visa Free
Bulgaria Visa Free
Croatia Visa Free
Cyprus Visa Free
Czechia Visa Free
Denmark Visa Free
Estonia Visa Free
France Visa Free
Germany Visa Free

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Monthly costs

Helsinki

Rent (center)

1,500 USD/mo

Groceries

420 USD/mo

Transport

65 USD/mo

Est. Monthly Total

2,155 USD/mo

Compare cost of living in Helsinki

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Work permits

  • Residence Permit for Employed Person

    Duration: 1-4 years

    Job offer, employer applies first

  • EU Blue Card

    Duration: 2 years

    Min €4,392/month, higher education

  • Startup Permit

    Duration: 2 years

    Founders with Business Finland endorsement

Explore all work permit options for Finland

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Salary & tax

Income Tax Range

13% – 44%

Social Security (Employee)

0.0919%

Combined state + municipal tax. Top effective ~51.5%. VAT 25.5%.

Calculate your net salary

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Useful services

Banking

Wise

Manage money in EUR with low fees and the real mid-market rate.

Open a Wise account →

Insurance

SafetyWing

Nomad health insurance for your stay in Finland. Monthly subscription, cancel anytime.

Get a SafetyWing quote →

Connectivity

Airalo

Finland eSIM data plans from $4.50. Activate before you land — no SIM swap.

Get an Airalo eSIM →

Privacy

NordVPN

Stay secure on public WiFi in Finland and access services from home.

Get NordVPN →

Language

iTalki

Book 1-on-1 video lessons with native tutors before you move. 150+ languages.

Find a tutor →